Interest-only mortgage calculator UK

Estimate the monthly interest payment and understand how much capital would still need to be repaid at the end of the term.

Mortgage details

£
%
years

Your illustration

Estimated monthly interest
Interest paid over the term if the rate stayed unchanged
Capital still to repay

Your home may be repossessed if you do not keep up repayments on your mortgage.

How an interest-only mortgage works

Your monthly payment generally covers interest rather than reducing the amount borrowed. You therefore need a credible repayment plan for the original capital. Actual rates, fees and lender criteria are not included in this illustration.

Is this a mortgage quote?

No. It is an educational estimate, not financial advice, a mortgage offer or confirmation of eligibility. Discuss your circumstances and repayment strategy with a suitably qualified mortgage adviser.